In the state of New York, drivers are required to carry New York auto insurance to satisfy state financial responsibility laws. 1992 dallas cowboys starters. If you do not carry car insurance New York and you are pulled over by a peace officer you will be issued a citation and could possibly lose your vehicle. Many individuals that choose to drive without insurance feel that they cannot afford to pay high premiums to drive legal. Before you decide to start your ignition and hit the road without purchasing insurance, consider the consequences. Once you understand the punishments and fines, you will be able to calculate the costs of driving without insurance on your own.
In the state of New York, insurance coverage is electronically reported to the Department of Motor Vehicles. This means that when you register your vehicle, the DMV and your insurance company will communicate with one another to verify you maintain continuous coverage. If your policy lapses, the insurance company will send an electronic notification to the DMV and you will be asked to provide proof of insurance. If you ignore the request, the DMV will suspend your registration, requiring insurance to be provided and a reinstatement fee to be paid.
The DMV is not the only state establishment that can suspend your registration if you drive without car insurance New York. If you are pulled over by a police officer for violating a law of the road or for having a suspended registration you will be asked to provide proof of your insurance. If you cannot provide a valid insurance ID card the police officer can either issue you a citation or impound your vehicle. The mood of the officer and your driving record will play a role in what the police officer chooses to do. From Caravan Accessories to Used Caravans for Sale: Benefits of Keeping All Under One Roof . Either way, the fine and the costs to get your vehicle out of impound are expensive and unnecessary.
When you attend your court date for driving without insurance, you will have to appear before a judge and provide proof of insurance for the date the ticket occurred to have the fines waived. If you cannot do this you could pay a fine as much as $1200. The judge may also require you to carry an SR-22 to legally drive. This means that the insurance company will report to the court that you have insurance for a specified number of years.
Driving without car insurance New York is dangerous and costly. If you want to protect yourself and avoid unnecessary tickets and court costs, invest in auto insurance. Even the bare minimum policy will provide you with protection. Satisfy the state departments, contact an agent, and bind insurance today for peace of mind and protection.
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